Review – Is it Real? An Absolute Scam | Site to Avoid

ptcbank homepage image
not-recommended scam program status badge

Note: If you came here looking for information on, the review below applies to BankOfPTC as well, since both sites and are owned by the same admin. is an unsustainable and unreliable Paid to Click program which is not paying. In this review, we will point out few indicators why you should keep away from this site.

clixsense advertising platform

Reasons why you should avoid using

Deceiving; Creating false impression – This kind of PTC sites are very attractive for new users because they offer $0.10 per click and guaranteed number of daily ads. Remember there are no get-rich-quick schemes, the only ones that benefit from these programs are the owners. You will be allowed to request a payment once your account balance has reached $100. But are you going to be paid? Don’t have high expectations. Don’t be surprised if your account is suspended or your earnings cleared once you have reached the minimum payout threshold.

Most people find it difficult to make good income working from home, despite whatever promises are made. Paying users $0.10 for a simple task such as viewing advertisement for a few seconds is not credible. This site is created to attract people with these high click rates and to get a lot of free traffic to the website links they display, but without paying anything in return.

Fake Click Rates; Unsustainable – Hardly a PTC can afford to pay you $0.10 per click. The main revenue for a PTC site is supposed to be made by selling advertisements. Ptcbank sells 2000 link ad hits for $1.00. The site generate $1.00 dollar income from selling 2000 ad credits, while they need to pay members $200.

Obviously, the revenue that Ptcbank generates from selling advertising can not support click rates as high as these and they can’t afford to pay their members. With these rates, they can afford to pay members only $0.0005 per click. Who will pay you the remaining 0.0995 for your click on one ad? How Ptcbank will generate the rest of the money to pay members? Who will pay for the referral clicks?

While you are viewing ads, you will be also shown Linksbucks and ads which you must view in order to get credited for your click. Obviously, Ptcbank makes money when you are viewing those ads, but this is not enough to cover the cost of $0.10 per single clicked ad.

There is one thing that makes Ptcbank somewhat different from the ordinary scam site. Unlike other non-paying Paid to Click programs, Ptcbank sets conditions for using the upgrade service. You can’t upgrade your account to premium member, unless you had your first 100$ payment. Most likely they will never send your first payment, therefore you can’t upgrade your account, and of course this is a good thing, you will not lose your money.

So this is not a typical scam site which will ask members to buy membership. Usually, other non-paying scam sites are making money by selling memberships. Ptcbank will not go directly after your money, but it will waste your time, effort and money you have spent to promote the site and in the end, they will not pay you for your activities on their website.

Fake Payment Proofs – Ptcbank have Payment Proof section on their website, so people may think the site is legitimate. Don’t be fooled by those so called payment proofs. These “payment proofs” are fake. It is just a listing of usernames and numbers.

If the site is paying, then why there is not a single reliable payment proof/screenshot on other places around the web? They have more than 300.000 members and there is not a single payment proof? Sounds fishy, isn’t it?

Ptcbank claims to offer payments through Payoneer. On the official Payoneer blog you can find announcement that they are in no way affiliated with Ptcbank and they have confirmed that you will not be able to receive a payment from Ptcbank via Payonner.

Censorship on the Forum – Ptcbank does have forum, but what is the purpose of their forum when only the admin’s post are published. On other legitimate sites, forums are mostly there for the site users, to communicate with each other. Forums should be a place for open and free discussions, place where members can ask for support, advice, share their success stories or post a doubt, post payment proofs etc.

If the posts on the Ptcbank forum were approved, then this forum would be full of complaints and spam. This way, with no posts being approved, the owner can hide the negative feedback on his site, and newly registered members may miss the true story about his site.

Complaints and Negative Feedback – Although there is not much info about this site over the internet, but if you do a little research you will find mostly negative feedback. On the links below you can read others opinions about Ptcbank:
Does PTC Bank Really Pay? No! Confirmed SCAM!
Is PTCbank a scam?

General Conclusion:

Ptcbank is a program which claim that pays users $0.10 per each viewed advertisement. Ptcbank does not generate enough income from selling ads and they can’t afford to offer such a high click rates. It is not a genuine program and it should be avoided. We recommend to stay away from this site, don’t waste your time clicking ads until you realize that you won’t earn anything. You will not get paid for your activity on Ptcbank. Instead, visit our Established PTC Sites list to find out which Paid to Click programs are actually paying.


Review Published: 10 Jan 2013

Review Last Updated:

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88 comments on “ Review – Is it Real? An Absolute Scam | Site to Avoid


  2. saqib khan

    This is totally fake website. They are coming up with new thoughts to fool people. Yesterday I reached my $100.10 and applied for withdrawal they gave me a message that request has been made and they will check me for TOS violations. Then today it is not loading at all I mean when I open it, It directs me to error page that’s it. all gone totally poof!!!

  3. Robert Steiver

    I worked on PTC Bank website. Alas! I wasted my precious time, When I reached the 100 dollars, they banned my account. It is totally a fake site.

  4. crazy069

    I wonder if the site’s stats are true? $352959 Total Paid!

    === Site Stats ====
    Per click $ 0.10
    Payout $ 100.00
    Total Users 358404
    Users Online 138
    Total Paid $ 352959
    Total Hits 21633353
    Server Time 17:39

    • PTCCentral

      $352959 Total Paid and there is no a single reliable payment proof over the web? The stats are fake, PTCbank is not paying at all.

  5. Shahid is real scam please be careful to become a fool. After requesting your payout they will close your account.


      Yes I agree. is absolutely a scam! after waiting for 3 months my account was deleted. SCAMMM…!

    • Emil

      Learned it too late unfortunately. I’d spent over 2 months on that site and after I’ve asked for payment they did what you said they’d do. Pathetic!

  6. hamza

    if u have more then on account at u will get troubled wile requesting payout it is writen on terms of use in so i think its not fake site

    • mario

      I only have 1 acc and after i request a payout when i reach 100$ they said next day that my username or password is wrong,its scam and dont do this site!!!

    • PTCCentral

      You are wrong, PTCBank is totally fake and fraud. Anyway since you think otherwise go ahead and test the site, put some time and effort to reach the minimum payout and let us know what happens after requesting a payout.

  7. Muhammad Asif

    This is a fraud website. When I withdraw 100$ this website closed my account without any reason. And same problem with my friends.

  8. Arvind Gond

    I have cheated by when i request my payment then next day my account suspended.

    • krithi

      what u do after that? did u get amount for that 100 dolarr

  9. Rouman0235

    this a fake site

  10. javad Majeed

    Scam website! I am recently bitten by this website. Why this website have positive SSL CA certificate? Strange

  11. suganya

    when i was cross $100,the login page display my account not found..!! why close my account.what about my payment?

    • PTCCentral

      PTCbank is scam, they do not pay, after reaching the minimum payout they will just delete your account. For more details, read the review above and the comments below from PTCbank users.

      • saranys

        Any suggestion for get my payment from fraud team of ptc bank

        • PTCCentral

          It is a non paying scam site, no chances for getting paid by PtcBank.

          • waqar

            helo guys is ptc bank real????????

            • PTCCentral

              No it is not real, it’s a non-paying scam, as stated in review above and in over 80 comments on this page. Too lazy to read?

  12. Uzair kayani

    Scam site after 100$ when you request for payout. They remove your account. Don’t waste your time on this site.

  13. saba

    I just registered with them today and i did click some advertisement. I feel something wrong with their advertisement and i just surf about PTC Bank. Thanks for all the comments. You all helped me to escape from this beggars.

  14. sohail

    100% scam it is

  15. rajan singh

    100% bogus site sale choro ka adda ban gaya hai.


    PTC Bank that is “” is totally fake and fraud. As per rule I complete 100 dollar through add clicking and after 100 dollars I submitted the payment request. Next day when I going to log on it’s show that your user name is incorrect. I write many time to concern that about it but no reply. I have complete screen show of daily payment of my account. If some body want to get i can send it to as proof.

    So please inform to all the friends and fellows about it, it’s totally fake and fraud web site, please don’t wast your time and money on it.



    • grata

      thank you

  17. asif

    yes it is scam. my 100 dollar completed the last week but today i am checking the status when ever i put log in to account every time log in incorrect.

    so it is sadly to say it is 1000000000000000% scam the admin of this site write briefing it self for attraction.

    • rajan singh

      100% bogus site sale choro ka adda ban gaya hai.

    • Vanessa Rizalyn Camara

      Yes ,and i’m one on the boat same thing happens to me ater clicking the SKIP AD it redirects to a blank page and not adding to the surfed amount on the dashboard …:) i am my way out almost to $100 .I just hope they will listen to their members complaints.

  18. joseph trammell

    this website is a scam i did sign up yes i did click on adds i made it too $100 i got referrals but when i did make it too the $100 limet i request payment ptcbank lock me out my account i can not log into my account i have message them many times no reply from them THEY ARE A FAKE ASS WEBSITE SCAMMERS DONT TRUST THEM…

    • joseph trammell

      ptcbank is a scam i reached $100 i requested withdrawal my account was deleted i hope these scammers go to jail answer for it…

  19. Sandip

    I experienced the same. After over 2 months of hard work when I finally reached $100 and requested for withdrawal, my account was deleted. I hope there is some way of catching these frauds.

  20. Liubo Brashliana

    Yes,it’s fake,now I reach the 100,20$ and my account is suspended…lousy bastards,they just waste my time…How is it possible to cheat this way…Shame on them…PTC bank sucks…forget it!!!